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WISR IS MAKING LOANS PERSONAL AGAIN

Easy application and fairer rates. Get a Wisr personal loan for what you need to get done.
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Whether it's a life changing experience or finding more financial security, Wisr offers tailored personal loans with great low rates for strong credit and no early repayment or exit fees.


Through smart technology, we offer personalised, competitive interest rates from as low as 7.95% p.a.1 for strong credit (comparison rate of 8.78% p.a.3*). Fair, right? Borrow between $5,000 - $50,000^ over 3 or 5 year terms.


See how you can get Wisr. Get a no obligation rate estimate in minutes.

Get my rate

The path to financial wellness starts here…

Loans for any worthwhile purpose

Whether it's travelling the world or upgrading your home, you can use a Wisr personal loan to help make it happen.

No obligation quote

Get a rate estimate in minutes. There's no obligation and it won't impact your credit score.

An end date in sight

We offer loan terms of 3 or 5 years, and won’t penalise you with early repayment or exit fees. So you can pay your loan off sooner.

Loans for any worthwhile purpose

Whether it's travelling the world or upgrading your home, you can use a Wisr personal loan to help make it happen.


No obligation quote

Get a rate estimate in minutes. There's no obligation and it won't impact your credit score.


An end date in sight

We offer loan terms of 3 or 5 years, and won’t penalise you with early repayment or exit fees. So you can pay your loan off sooner.


You're in good company.

Here's what our customers are saying...

"My bank had delivered the standard deal - 14.35% - no rate rewards for my ongoing business or good account behaviour. Wisr was able to provide a 10.75% rate to refinance my loan and the funds were received the next business day!"


Mr King, Wollstonecraft NSW

"I had a credit card debt that was going nowhere even though I was paying $500 per month. I contacted Wisr who offered me a better interest rate than what I was paying and a lower monthly repayment. Now I feel like my debt is finally disappearing."


Nathan, Coburg VIC

"The team over at Wisr helped me finance my motorbike. It was a really easy process and I ended up saving a lot of money compared to what my bank was prepared to do for me - even after all the years I’ve banked with them. Great rates, great service."


Daniel, Kellyville NSW

How it works.


Fast online application

Our secure application process is completely online, highly automated and easy to use so you can save time.

  5 - 10 minutes

Application review

When we have your application, one of our friendly team members will review it and contact you to discuss next steps.

  1 - 24 hours

Funds transferred

Once all the documents are signed, Wisr will transfer your funds on the same business day. It's that easy.

  24 - 48 hours

Fast online application

Our secure application process is completely online, highly automated and easy to use so you can save time.

  5 - 10 minutes

Application review

When we have your application, one of our friendly team members will review it and contact you to discuss next steps.

  1 - 24 hours

Funds transferred

Once all the documents are signed, Wisr will transfer your funds on the same business day. It's that easy.

  24 - 48 hours

So, who are Wisr?

Fast online application

We’ve built a simple, fast and easy-to-use online experience.

Personalised rates

Our interest rates are personalised to provide you with a much fairer deal.

No nasty surprises

We have one fee and that’s it. Plus there’s no fee for repaying early.

Fast online application

We’ve built a simple, fast and easy-to-use online experience.


Personalised rates

Our interest rates are personalised to provide you with a much fairer deal.


No nasty surprises

We have one fee and that’s it. Plus there’s no fee for repaying early.


With smarter tech and fairer rates,
your world just got Wisr.

As featured in


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^: Excludes any additional fees and charges that may apply, which may reduce the maximum loan amount.

#: The rate offered to consumers is based on Wisr's credit assessment. More Information

The results from loan calculator are for purposes of illustration only and do not constitute an offer of credit. All applications for credit are subject to Wisr's normal credit approval criteria.

1: This rate applies only to borrowers with strong credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Click here to view our full rates table.

2: Comparison rate(s) based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.

3: Comparison rate(s) based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.

* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan