Wisr
&
Advantage Financial Wellness
SMARTER, FAIRER, WISR

We’re helping Aussies on their path to financial wellness.

Take this quick 2 minute survey to start your financial wellness journey today.

The Wisr Financial Wellness Suite


Advantage is partnering with Wisr to provide financial wellness education. This includes access to a suite of products and services aimed at improving financial capability and ultimately boost confidence when it comes to money matters.

Start today and explore your free credit score profile.


Explore my score
This won't impact your credit score
This won't impact your credit score

Check out your financial wellness toolbox here…

WisrCredit

WisrCredit is the only site in Australia that lets you check and compare multiple credit scores in one place - for free. Take control of your financial wellness with WisrCredit
Check My Credit Scores

Wisr App

Wisr App is the best way to tackle your debt without having to think about it. It’s Australia’s first app that lets you round-up your digital spare change to pay down your debt faster.
Download Wisr App

Wisr Personal Loans

We've helped thousands of Australian's reduce their cost of borrowing. Whether it's travelling the world or upgrading your home, a low cost Wisr personal loan could help make it happen.
Get Wisr

WisrCredit

WisrCredit is the only site in Australia that lets you check and compare multiple credit scores in one place - for free. Take control of your financial wellness with WisrCredit
Check My Credit Scores


Wisr App

Wisr App is the best way to tackle your debt without having to think about it. It’s Australia’s first app that lets you round-up your digital spare change to pay down your debt faster.
Download Wisr App


Wisr Personal Loans

We've helped thousands of Australian's reduce their cost of borrowing. Whether it's travelling the world or upgrading your home, a low cost Wisr personal loan could help make it happen.
Get Wisr


Smarter, Fairer, Wisr Personal Loans

Fast online application

We’ve built a simple, fast and easy-to-use online experience.

Personalised rates

Our interest rates are personalised to provide you with a much fairer deal.

No nasty surprises

We have one fee and that’s it. Plus there’s no fee for repaying early.

Fast online application

We’ve built a simple, fast and easy-to-use online experience.


Personalised rates

Our interest rates are personalised to provide you with a much fairer deal.


No nasty surprises

We have one fee and that’s it. Plus there’s no fee for repaying early.


Loan Calculator

3 year term 5 year term

Repayment Summary

Monthly Repayments

Comparison Rate

Total Interest

A smarter, fairer, Wisr way to borrow.

How it works.


RATE ESTIMATE

Our quoting process is quick and painless, only requiring you to answer a few questions and tell us how much you need.

  2 minutes

APPLICATION

One of our friendly team members will look over your application and contact you to discuss next steps.

  6 minutes to complete

SETTLEMENT

Once all your documents are signed, Wisr will transfer your funds on the same business day. It's that easy.

  24 - 48 hours

RATE ESTIMATE

Our quoting process is quick and painless, only requiring you to answer a few questions and tell us how much you need.

  2 minutes

APPLICATION

Once all your documents are signed, Wisr will transfer your funds on the same business day. It's that easy.

  24 - 48 hours

SETTLEMENT

Once all your documents are signed, Wisr will transfer your funds on the same business day. It's that easy.

  24 - 48 hours

Be part of a Wisr crew.

More and more Aussies are getting a fairer deal.

"I had a credit card debt that was going nowhere even though I was paying $500 per month. I contacted Wisr who offered me a better interest rate than what I was paying and a lower monthly repayment. Now I feel like my debt is finally disappearing."


Nathan, Coburg VIC

"My bank had delivered the standard deal - 14.35% - no rate rewards for my ongoing business or good account behaviour. Wisr was able to provide a 10.75% rate to refinance my loan and the funds were received the next business day!"


Mr King, Wollstonecraft NSW

"The team over at Wisr helped me finance my motorbike. It was a really easy process and I ended up saving a lot of money compared to what my bank was prepared to do for me - even after all the years I've banked with them. Great rates, great service."


Daniel, Kellyville NSW

As featured in


Advantage Financial Wellness

Partnership Disclosure

Wisr Finance Pty Ltd is a personal loan lender which has partnered with a third party, Advantage Salary Packaging Pty Ltd ACN 092 250 989.
For every personal loan taken out by applicants referred to Wisr Finance Pty Ltd by Advantage, Advantage will receive a financial commission from Wisr.

Registered member of the Australian Financial Complaints Authority for dispute resolution | Partnered with Equifax Pty Ltd. for credit reporting | Full-site HTTPS, AES-256 data encryption.

^: Excludes any additional fees and charges that may apply, which may reduce the maximum loan amount.

#: The rate offered to consumers is based on Wisr's credit assessment. More Information

The results from loan calculator are for purposes of illustration only and do not constitute an offer of credit. All applications for credit are subject to Wisr's normal credit approval criteria.

1: This rate applies only to borrowers with strong credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Click here to view our full rates table.

2: Comparison rate(s) based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.

3: Comparison rate(s) based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.

* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan