Round Up

Just like you might toss coins into a money jar, our round up feature automatically rounds up your transactions to the nearest $1, $2 or $5 (it's up to you) and allocates them to an account of your choice. For instance, if you buy a coffee for $3.60, your round-up would be $0.40.

The Wisr App allows you to connect a spending account (the one you use for everyday purchases), a funding account (the one you want your round ups to be deducted from) and your goal account (the place you want us to send your digital spare change to). 

You can either use it as a tool for saving or you can use your round ups for paying off debt faster. Many of our users are getting on top of high-interest debt such as credit cards and payday loans with Wisr App. We also encourage our Wisr Loan customers to use round ups to make additional contributions towards their loans.

Heck yeah, you can! We believe getting on top of debt is an integral step on the journey to financial wellness, but if you’re ready to start building up those savings pots, we’re all for it.

We originally built Wisr App to help our loan customers pay off their debts even faster. We found that making additional contributions (even $5-$10 per week) can have a significant impact over the life of a loan, so we wanted to help our customers put their spare change to work and get ahead without even realising.

When you download Wisr App and begin setting up, set your ‘goal’ account as the account you want to send your round ups to. We'll ask you to securely log in to your online banking through an encrypted portal, then you'll be able to select the account you want to build up. After that, simply watch as the round ups come rolling in.

We certainly do. When you share the love and provide your mates with a referral code, both of you will receive a $5 referral bonus. You can earn up to $100 in referral bonuses by getting your pals to join the round up revolution.

If you want to invite a friend to try Wisr App, you can find your unique referral code by visiting the manage round ups section of the app. You can share your unique promo code by text, WhatsApp, Slack, carrier pigeon or however you wish (we’re partial to the owl).

If you’ve received a promo code from a friend, you can redeem it by visiting the manage round ups section of the app and entering your code.

We’re always adding new features and capabilities, so the sky’s the limit! Right now, in addition to the awesome round up feature, Wisr App can also help you stay on top of your credit scores and manage your Wisr loan.

Our free credit checking tool just got even better! We’ve made it possible to check your credit scores anywhere, anytime using the app. We’ll let you know when they’ve changed and send you some handy tips on keeping them in good shape.

We’ve also made it possible to manage your Wisr loan in the app. You’ll see your remaining balance, when your next repayment is due and how much it’ll be. It’s a handy way to stay on top of things so you never miss a payment.