Wisr is a publicly-listed company on the ASX. The ASX website provides information on share trading and finding a broker who is able to provide you with further information. You may also wish to obtain independent financial advice to assess whether investing in Wisr is right for you.

ASX website https://www2.asx.com.au/investors/learn-about-our-investment-solutions/shares

When a company lists on the ASX, it must appoint a share registry to manage its book of shareholders and the administration that comes along with it. This is a requirement of Australian law and the ASX. 

The share registry will contact you (the shareholder) on behalf of the company for shareholder matters. They also manage things like holding or dividend statements, recording any changes in share ownership, the payment of dividends, shareholder purchase plan (SPP), distribution of company reports, and shareholder voting. 

The reseasons to contact a Share Registry include:

Confirm your shareholdings

Replace lost paperwork

Change your address or email for company correspondence

Update TFN details

Provide dividend payment instructions

Change communication options (e.g. mail or email)

Find out your HIN or SRN

Wisr’s share registry is Link. If you are a Wisr shareholder, for further details, click here to be taken to the Link Investor Centre, email wzr@linkmarketservices.com.au or contact them at + 61 1300 554 474 8:30 am to 7:30 pm - Monday to Friday (excluding Public Holidays).

Shares are digitally held on HIN (with a stockbroker) or SRN (with the share registry). Look at the first character of your SRN/HIN on your most recent Holding Statement:

An "X” indicates your shares are held on CHESS under a HIN (Holder Identification Number) with a stockbroker

An "I” indicates your shares are held ISSUER SPONSORED under an SRN (Security Reference Number) with a share registry

If you hold shares on CHESS, then your stockbroker would be your first point of contact for any queries regarding your holdings. They will liaise with the registry on your behalf and can confirm with 100% certainty the number of shares you hold on that HIN.

If you hold shares Issuer Sponsored, then you will need to contact the registry for anything related to your holdings (e.g. address changes, confirm holdings etc.).

If you are a Wisr shareholder, for further details, click here to be taken to the Link Investor Centre, email wzr@linkmarketservices.com.au or contact them at + 61 1300 554 474 8:30 am to 7:30 pm - Monday to Friday (excluding Public Holidays).

Wisr accesses capital from major banks and credit fund investors and undertakes asset-backed securities (“ABS”) term deals in addition to our warehouse facilities. This means we transfer loans from the warehouses into public term deals (and institutional investors buy the term deals). 

For more information on Wisr’s funding announcements, visit Wisr’s ASX announcement table, Wisr’s Investor Hub, or Wisr’s Funding Journey on the Wisr Media Centre.

Because we have a prime (bank-grade) loan book, meaning our customers are prime borrowers who are less likely to go into arrears or default on their payments, we can attract more affordable credit, which means we don’t have to charge higher interest rates to make a margin. 

Our loan products (unsecured personal loan and secured vehicle loan) are structured in the customers’ best interests. When you’re lending money, it's the same product at the end of the day, and it’s hard to differentiate. So, we’ve looked at the other things around the product, at ways we can differentiate, so from the very beginning, offering a product with no early repayment or exit fees. We also did some extraordinary things, like creating an app to help our customers pay these loans off faster.

This is good for everybody; doing the right things for our customers might mean we make less margin than the banks. However, if we’re helping our customers repay their loans earlier and faster, we’re going to build a much bigger company as a result of doing the right things for our customers and delivering good sustainable long-term benefits for everybody and the community.

No. Buybacks are typically financed with debt, which can strain cash flow. Wisr is focused on building a company of significant size and impact with positive cash flow.

Wisr updates the market through our continuous disclosure requirements; our quarterly activities report to the market is our primary means of providing business updates via ASX because the material we can lodge/release on a standalone basis (via the ASX) can only be new material or price-sensitive information. 

With updated guidance, the ASX has taken a firm view on this recently, not letting companies “pump” their stocks through immaterial updates. However, it has advised Wisr to hold all updates until quarterly reporting unless a business imperative is to do so.

Wisr releases its quarterly activities report at the end of the first month of the new quarter, e.g. Q3FY23, the period of 01 January to 31 March 2023, is released at the end of April 2023.  

Appendix 4D (the financial half-year results) is audit-reviewed and released once a year, always in the second month of the new financial half, e.g. H1FY23, which was released in February 2023 (H2FY23).

Appendix 4E (the financial full-year results) are fully audited and released once a year, always in the second month of the new financial year, e.g. FY22 was released in August 2022. 

For the previous reporting and announcements, visit Wisr’s ASX announcement table,  Wisr’s Investor Hub or request to subscribe to your investor newsletter at investor@wisr.com.au.

Wisr delivered its maiden positive operating cash flow and Cash EBTDA quarter ending 31 December 2021 (Q2FY22), its second consecutive positive operating cash-flow quarter ending 31 March 2022 (Q3FY22), and its third positive operating cash-flow quarter ending 31 March 2023 (Q3FY23). 

Wisr is focused on delivering sustained, profitable growth as it continues to scale past the short-term goal of a $1B wholly-owned loan book, currently $968M as at 31 March 2023.

For further information on Wisr’s economics, visit Wisr’s ASX announcement table or visit Wisr’s Investor Hub. 

No, Wisr does not. We regularly engage with all the relevant parties, and there is clearly a lot of interest in the sector, but unfortunately, we have no control over which sectors or companies they choose to research. Wherever possible, we advocate for the Wisr story to be told more broadly, as we’re on an incredible journey.

Under the ASX Listing Rules, if Wisr promotes broker research, the Company must produce and continuously disclose a forecast. As a company policy, Wisr does not forecast. 

For further information on brokers and to request their reports on the companies they analyse, visit the ASX Broker Reports page.

Wisr is governed by the Corporations Act 2001 and the ASX Listing Rules, which prohibit the trading of Wisr shares by all directors, management, board, staff and family members unless the Wisr trading window is open. As part of this process, prior notification and clearance are required for dealing in Trading Windows. 

For further information, read the WZR Securities Trading Policy.